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All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:i AM TRYING TO COVER MY BROTHER WHO IS VISITING THE US FROM THE UK.... HE HAS A PRE EXISTING CONDITION OF DIABETES

A:
We have plans that can cover for an acute onset of a pre-existing condition. An "Acute Onset of a Pre-Existing Condition" is a sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) which occurs spontaneously and without advance warning either in the form of Physician recommendations or symptoms, is of short duration, is rapidly progressive, and requires immediate care. The Acute Onset of a Pre-Existing Condition must occur after the effective date of the policy. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is a chronic or congenital condition or that gradually becomes worse over time will not be considered Acute Onset. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs or Treatments existent or necessary prior to the Effective Date of coverage.
{{currentOrigin}}/answers/visitors-health-insurance/i-am-trying-to-cover-my-brother-who-is-visiting-the-us-from-the-uk-he-has-a-pre-existing-diabetes-40383/

Q:I am not able to download claims from

A:
If you are not able to download the claims forms directly you can call the phone number on the back of your ID card to file the claim directly with the claims department.
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Q:I am Indian and at present in USA. I have purchased policy ( Patriot America Plus ) The policy is administered by International Medical Group, As per policy coverage it is valid worldwide outside my home country India. While applying for policy I only mentioned USA. Bit now I want to visit United Kingdon for a week before returning to India. Is the policy valid in United Kingdom.

A:
Yes the plan is valid for worldwide coverage. .
{{currentOrigin}}/answers/visitors-health-insurance/i-am-indian-and-at-present-in-usa-i--have-purchased-policy-50273/

Q:My wife has a company providing consulting services about surrogacy in the US, and almost all the clients are from China. Most clients have demands to purchase medical insurance for their newborn babies, who are born through a surrogate in the US. The babies usually stay in the US for one to two months, and then they go back to China. Those clients can afford the standard medical expenses for the babies without any issue. However, the medical cost for newborn babies may be staggeringly high in rare cases, such as premature birth and some congenital diseases, and that's why those clients want to purchase insurance. I would appreciate it very much if you could provide some solutions for those clients.

A:
We have the Atlas america for complications of maternity coverage up to the first 26 weeks. After the first weeks our complication of pregnancy coverage only goes up to $1,000.
{{currentOrigin}}/answers/other-insurance/my-wife-has-a-company-providing-consulting-services-about-surrogacy-in-the-us-97628/

Q:I'm looking for a dentist near me that takes first health to get my teeth checked

A:
If you have a medical plan and are looking for a dentist, you can go to any dentist in your area.
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Q:I have already signed up and paid for my account . I keep trying to use the form for my travel companion and it won't let her put information in . Is there a new insured link so she can fill out what i did as well

A:
When you log in. you can click purchase again and choose the option to purchase the same plan for a different person.
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